Greg’s Musings
What’s on my mind at the moment…Archive for July, 2007
Ga Ga for Spoon
My iTunes history tells me that I first downloaded a Spoon track (I Turn my Camera On) on May 28th, 2005. This is a bittersweet fact. I have been enjoying Spoon’s unique pop for over two years now but considering this Austin, TX act first cut a recording in 1996 I can’t help but think of all the time I missed out on! Read the rest of this entry »
How to Eliminate Bank Overdraft Fees
The Atlanta Journal-Constitution reported today that overdraft fees charged by banks in 2006 increased by 70% over 2005 from $10.3 billion to $17.5 billion (yes, that is billion with a “B”).
Two things are driving this huge increase. First, the federal Check 21 law put into effect a few years ago allows banks to process checks much faster than what consumers have grown accustomed to over the years. In effect, the “float” that once gave bank holders a few days to cover their checks has been dramatically reduced. Second, banks are now allowing their customers to overdraw their account with ATM and debit card purchases rather than declining the transactions. This is in conjunction with increasing debit card use.
What frustrates me about this story is that every penny of the $17.5 billion could easily be avoided by checking account holders with a minimum amount of effort. Read the rest of this entry »
ESV Journaling Bible
Moleskine journals are advertised as 
“the legendary notebook of artists, writers, intellectuals and travelers.” Despite the fact that I don’t fit into any of those categories I have become hooked on these little notebooks over the last couple of years. I have the pocket ruled notebook for personal notes and the classic large ruled journal for work notes.
I was naturally intrigued when a friend pointed me to Mark Bertrand’s blog where I discovered his post on a new bible that is patterned after the Moleskine. Read the rest of this entry »
