Comments for Greg's Musings http://beadlemania.wordpress.com What's on my mind at the moment... Wed, 20 Aug 2008 04:57:56 +0000 http://wordpress.org/?v=MU Comment on Some good downloads by Jamie Cain http://beadlemania.wordpress.com/2008/07/17/some-good-downloads/#comment-552 Jamie Cain Sat, 02 Aug 2008 23:00:19 +0000 http://beadlemania.wordpress.com/?p=163#comment-552 Thanks for the recs. I'm afraid I missed this post. Thanks for the recs. I’m afraid I missed this post.

]]> Comment on Some good downloads by JB http://beadlemania.wordpress.com/2008/07/17/some-good-downloads/#comment-551 JB Sat, 19 Jul 2008 23:09:09 +0000 http://beadlemania.wordpress.com/?p=163#comment-551 If you haven't already, check out Matt Nathanson's release Come On Get Higher. For all I know its in the top 10 - clear channel likes it :) If you haven’t already, check out Matt Nathanson’s release Come On Get Higher. For all I know its in the top 10 - clear channel likes it :)

]]> Comment on American Piggy Bank? by beadlemania http://beadlemania.wordpress.com/2008/05/15/american-piggy-bank/#comment-548 beadlemania Mon, 09 Jun 2008 19:20:35 +0000 http://beadlemania.wordpress.com/?p=146#comment-548 I agree with his hypothesis that the personal savings rate is not a perfect measure but his contention that if increases in net worth were used the savings rate would average 33% for the last 10 years is preposterous. This is precisely the kind of thinking that has so many Americans in tough financial situations today. The AP just put out a story about home equity in America being the lowest since World War II. Too many have counted on this "investment" going up and leveraged home purchases 100% to now see the value drop dramatically. Money in a 401k is for retirement, not true savings for emergencies, etc. I agree with his hypothesis that the personal savings rate is not a perfect measure but his contention that if increases in net worth were used the savings rate would average 33% for the last 10 years is preposterous.

This is precisely the kind of thinking that has so many Americans in tough financial situations today. The AP just put out a story about home equity in America being the lowest since World War II. Too many have counted on this “investment” going up and leveraged home purchases 100% to now see the value drop dramatically.

Money in a 401k is for retirement, not true savings for emergencies, etc.

]]> Comment on American Piggy Bank? by jimmy clyde http://beadlemania.wordpress.com/2008/05/15/american-piggy-bank/#comment-547 jimmy clyde Fri, 30 May 2008 02:46:24 +0000 http://beadlemania.wordpress.com/?p=146#comment-547 Here's an article with a dissenting view. http://time-blog.com/real_clear_politics/2007/02/personal_saving_rate_is_a_misl.html I can understand his logic to some degree. Factor out retiriees' habits and the savings rate goes from -1% to +3%. Still pretty meager, though. The author also puts a lot of stock in the avg consumer's "balance sheet/net worth", but that is factoring in someone's house appreciation... which is a tenuous thing these days. It'd be nice to find a study that filters out a lot of the noise in the "savings rate" discussion. Here’s an article with a dissenting view.

http://time-blog.com/real_clear_politics/2007/02/personal_saving_rate_is_a_misl.html

I can understand his logic to some degree. Factor out retiriees’ habits and the savings rate goes from -1% to +3%. Still pretty meager, though.

The author also puts a lot of stock in the avg consumer’s “balance sheet/net worth”, but that is factoring in someone’s house appreciation… which is a tenuous thing these days.

It’d be nice to find a study that filters out a lot of the noise in the “savings rate” discussion.

]]> Comment on Creator of “Davey and Goliath” Dies by Jamie Cain http://beadlemania.wordpress.com/2008/05/25/creator-of-davey-and-goliath-dies/#comment-545 Jamie Cain Mon, 26 May 2008 03:00:01 +0000 http://beadlemania.wordpress.com/?p=150#comment-545 I enjoyed Davey and Goliath. In fact, it was on yesterday while we visited my grandmother in the hospital. Didn't nearly every episode include Goliath saying, "Oh, Davey!" when Davey did whatever bad deed would provide the moral? I enjoyed Davey and Goliath. In fact, it was on yesterday while we visited my grandmother in the hospital. Didn’t nearly every episode include Goliath saying, “Oh, Davey!” when Davey did whatever bad deed would provide the moral?

]]> Comment on Sweet Mortgage Calculator by Donna http://beadlemania.wordpress.com/2008/05/13/sweet-mortgage-calculator/#comment-544 Donna Fri, 16 May 2008 03:42:59 +0000 http://beadlemania.wordpress.com/?p=145#comment-544 Wow, that mortgage calculator is incredible. Although it makes me want to live in an apartment.... seriously. I cannot believe how much interest we'll have paid at the end of our loan. Wow, that mortgage calculator is incredible. Although it makes me want to live in an apartment…. seriously. I cannot believe how much interest we’ll have paid at the end of our loan.

]]> Comment on Latest Trends in Giving by Rory http://beadlemania.wordpress.com/2008/04/16/latest-trends-in-giving/#comment-542 Rory Wed, 23 Apr 2008 01:36:07 +0000 http://beadlemania.wordpress.com/?p=141#comment-542 protestants are rich? just kidding protestants are rich?

just kidding

]]> Comment on Latest Trends in Giving by Shane http://beadlemania.wordpress.com/2008/04/16/latest-trends-in-giving/#comment-541 Shane Tue, 22 Apr 2008 21:33:50 +0000 http://beadlemania.wordpress.com/?p=141#comment-541 Nothing at all. Nothing at all.

]]> Comment on The Helio Sequence by Manly Dad http://beadlemania.wordpress.com/2008/04/07/the-helio-sequence/#comment-538 Manly Dad Tue, 08 Apr 2008 21:57:52 +0000 http://beadlemania.wordpress.com/?p=139#comment-538 Cool stuff buddy... Cool stuff buddy…

]]> Comment on Savings Account Rates by beadlemania http://beadlemania.wordpress.com/2008/03/19/savings-account-rates/#comment-537 beadlemania Tue, 25 Mar 2008 21:05:03 +0000 http://beadlemania.wordpress.com/?p=136#comment-537 Could have been worse I guess - your money could have been with Bear Stearns. Could have been worse I guess - your money could have been with Bear Stearns.

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